:root{
  --bg:#f5f8fc;
  --surface:#ffffff;
  --surface-2:#f1f5fb;
  --ink:#0d1b2a;
  --muted:#5e7087;
  --line:#dbe5f0;
  --primary:#4f7cff;
  --primary-2:#18c6b9;
  --accent:#7a5cfa;
  --warning:#ff8c42;
  --hero:#081225;
  --hero-soft:#112346;
  --success:#0b8a75;
  --shadow:0 20px 50px rgba(6,18,42,.08);
  --radius:24px;
  --radius-sm:16px;
  --max:1180px;
  --header-height:84px;
}

*,
*::before,
*::after{box-sizing:border-box}

html{scroll-behavior:smooth}

body{
  margin:0;
  font-family:Inter,Segoe UI,Roboto,Arial,sans-serif;
  background:var(--bg);
  color:var(--ink);
  line-height:1.6;
}

img{max-width:100%;display:block}

a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:none}

button{font:inherit}

.skip-link{
  position:absolute;
  top:-40px;
  left:16px;
  background:#fff;
  color:#000;
  padding:10px 14px;
  border-radius:12px;
  z-index:10000;
}
.skip-link:focus{top:16px}

.announce{
  background:linear-gradient(90deg,var(--hero),#10284d);
  color:#dce8ff;
  font-size:.95rem;
  border-bottom:1px solid rgba(255,255,255,.08);
}
.announce .inner{
  max-width:var(--max);
  margin:0 auto;
  padding:12px 20px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  flex-wrap:wrap;
}
.announce strong{color:#fff}
.announce a{color:#7dddf2;font-weight:700}
.copy-chip{
  display:inline-flex;
  align-items:center;
  gap:8px;
  border:1px solid rgba(255,255,255,.14);
  border-radius:999px;
  padding:6px 12px;
  color:#fff;
  background:rgba(255,255,255,.05);
}

.site-header{
  position:sticky;
  top:0;
  z-index:1000;
  backdrop-filter:saturate(180%) blur(16px);
  background:rgba(245,248,252,.84);
  border-bottom:1px solid rgba(13,27,42,.06);
}
.site-header .inner{
  max-width:var(--max);
  margin:0 auto;
  min-height:var(--header-height);
  padding:0 20px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
}
.brand{
  display:flex;
  align-items:center;
  gap:14px;
  min-width:0;
}
.brand img{height:38px;width:auto}
.brand small{
  color:var(--muted);
  display:block;
  font-size:.84rem;
  margin-top:2px;
}
.brand-name{
  display:flex;
  flex-direction:column;
  min-width:0;
}

.nav-shell{
  display:flex;
  align-items:center;
  gap:18px;
}
.site-nav{
  display:flex;
  align-items:center;
  gap:6px;
}
.site-nav a{
  color:var(--ink);
  padding:10px 14px;
  border-radius:999px;
  font-weight:600;
  font-size:.97rem;
}
.site-nav a:hover,
.site-nav a.is-active{
  background:#eaf0ff;
  color:#153671;
}
.actions{
  display:flex;
  align-items:center;
  gap:12px;
}

.menu-toggle{
  display:none;
  border:none;
  background:transparent;
  padding:10px;
  border-radius:12px;
  cursor:pointer;
}
.menu-toggle .bar{
  display:block;
  width:24px;
  height:2px;
  background:var(--ink);
  margin:5px 0;
  border-radius:999px;
}

.btn{
  --btn-bg:var(--surface);
  --btn-color:var(--ink);
  --btn-border:transparent;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  min-height:48px;
  padding:0 18px;
  border-radius:999px;
  border:1px solid var(--btn-border);
  background:var(--btn-bg);
  color:var(--btn-color);
  font-weight:700;
  letter-spacing:.01em;
  box-shadow:none;
  transition:transform .2s ease, box-shadow .2s ease, border-color .2s ease, background .2s ease;
  cursor:pointer;
}
.btn:hover{
  transform:translateY(-1px);
  box-shadow:0 12px 25px rgba(13,27,42,.09);
  text-decoration:none;
}
.btn-primary{
  --btn-bg:linear-gradient(135deg,var(--primary),#3f66da);
  --btn-color:#fff;
}
.btn-secondary{
  --btn-bg:#fff;
  --btn-color:#0d1b2a;
  --btn-border:#cdd9e7;
}
.btn-ghost{
  --btn-bg:rgba(255,255,255,.06);
  --btn-color:#fff;
  --btn-border:rgba(255,255,255,.14);
}
.btn-soft{
  --btn-bg:#ecfff8;
  --btn-color:#0b5d52;
  --btn-border:#b7efe5;
}
.btn.small{
  min-height:42px;
  padding:0 14px;
  font-size:.94rem;
}

.container{
  max-width:var(--max);
  margin:0 auto;
  padding:0 20px;
}
main{overflow:hidden}

.hero,
.page-hero{
  position:relative;
  background:
    radial-gradient(circle at top left, rgba(79,124,255,.22), transparent 38%),
    radial-gradient(circle at 85% 20%, rgba(24,198,185,.18), transparent 28%),
    linear-gradient(135deg,#081225 0%,#10284d 52%,#0b1430 100%);
  color:#fff;
}
.hero::before,
.page-hero::before{
  content:"";
  position:absolute;
  inset:0;
  background:url("../images/hero-pattern.svg") center/cover no-repeat;
  opacity:.55;
  pointer-events:none;
}
.hero .inner,
.page-hero .inner{
  position:relative;
  max-width:var(--max);
  margin:0 auto;
  padding:84px 20px 72px;
}
.hero-grid{
  display:grid;
  grid-template-columns:1.2fr .8fr;
  gap:34px;
  align-items:center;
}
.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:8px 12px;
  border-radius:999px;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.12);
  color:#cfe0ff;
  font-weight:700;
  letter-spacing:.01em;
  margin-bottom:18px;
}
.hero h1,
.page-hero h1{
  font-size:clamp(2.3rem,4vw,4.5rem);
  line-height:1.08;
  letter-spacing:-.03em;
  margin:0 0 18px;
}
.hero p.lead,
.page-hero p.lead{
  color:#d2def3;
  max-width:740px;
  margin:0 0 24px;
  font-size:1.08rem;
}
.hero .cta-row,
.page-hero .cta-row{
  display:flex;
  align-items:center;
  gap:14px;
  flex-wrap:wrap;
  margin:28px 0 22px;
}
.hero .trust-row{
  display:flex;
  gap:14px;
  flex-wrap:wrap;
  margin-top:14px;
}
.pill{
  padding:12px 16px;
  border-radius:999px;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.12);
  color:#fff;
  font-weight:600;
}

.hero-panel{
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.12);
  border-radius:var(--radius);
  padding:26px;
  box-shadow:0 30px 60px rgba(3,10,25,.22);
}
.hero-panel h2{
  margin:0 0 12px;
  font-size:1.35rem;
}
.hero-panel p{
  margin:0 0 16px;
  color:#d2def3;
}
.hero-list{
  display:grid;
  gap:12px;
  margin:20px 0 0;
}
.hero-item{
  display:flex;
  gap:12px;
  align-items:flex-start;
  padding:14px;
  border-radius:18px;
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.1);
}
.hero-item strong{display:block}
.hero-item span{display:block;color:#cfe0ff;font-size:.95rem}
.icon-badge{
  flex:0 0 44px;
  width:44px;
  height:44px;
  border-radius:14px;
  background:rgba(255,255,255,.1);
  display:grid;
  place-items:center;
}
.icon-badge img{
  width:24px;
  height:24px;
  filter:brightness(0) invert(1);
}
.support-inline{
  display:flex;
  align-items:center;
  gap:10px;
  flex-wrap:wrap;
  color:#fff;
  margin-top:18px;
}
.support-inline a{color:#7dddf2;font-weight:800}

.section{
  padding:80px 0;
}
.section.compact{padding:64px 0}
.section-heading{
  display:flex;
  align-items:end;
  justify-content:space-between;
  gap:20px;
  margin-bottom:28px;
  flex-wrap:wrap;
}
.section-heading h2{
  margin:0;
  font-size:clamp(1.8rem,3vw,2.7rem);
  line-height:1.1;
  letter-spacing:-.02em;
}
.section-heading p{
  max-width:680px;
  margin:8px 0 0;
  color:var(--muted);
}

.cards{
  display:grid;
  gap:22px;
}
.cards.cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.cards.cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.cards.cols-4{grid-template-columns:repeat(4,minmax(0,1fr))}

.card{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:26px;
  box-shadow:var(--shadow);
}
.card.soft{
  background:linear-gradient(180deg,#ffffff 0%,#f8fbff 100%);
}
.card h3,
.card h4{
  margin:16px 0 10px;
  line-height:1.15;
}
.card p{
  margin:0;
  color:var(--muted);
}
.card ul{
  margin:12px 0 0 0;
  padding-left:18px;
  color:var(--muted);
}
.card .tag{
  display:inline-flex;
  align-items:center;
  gap:6px;
  margin-top:18px;
  color:#335389;
  font-weight:700;
  font-size:.95rem;
}
.card-icon{
  width:64px;
  height:64px;
  padding:10px;
  border-radius:18px;
  background:var(--surface-2);
}

.stat-row{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:18px;
  margin-top:32px;
}
.stat{
  background:#fff;
  border:1px solid var(--line);
  border-radius:22px;
  padding:22px;
  box-shadow:var(--shadow);
}
.stat strong{
  display:block;
  font-size:1.05rem;
  margin-bottom:6px;
}
.stat span{color:var(--muted)}

.feature-band{
  background:linear-gradient(180deg,#ffffff 0%,#f5f8fc 100%);
}
.alt-surface{
  background:#ffffff;
}
.grid-2{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:24px;
}
.grid-3{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:24px;
}
.grid-4{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:24px;
}
.stack{
  display:grid;
  gap:20px;
}

.info-panel{
  background:linear-gradient(180deg,#f8fbff,#eef4fb);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:26px;
}
.info-panel h3{margin:0 0 10px}
.info-panel p{margin:0;color:var(--muted)}
.info-panel ul{margin:16px 0 0;padding-left:18px;color:var(--muted)}

.process-step{
  position:relative;
}
.step-number{
  width:46px;
  height:46px;
  border-radius:14px;
  display:grid;
  place-items:center;
  background:#eaf0ff;
  color:#21438a;
  font-weight:800;
  margin-bottom:14px;
}
.process-step h3{margin:0 0 10px}
.process-step p{margin:0;color:var(--muted)}

.timeline{
  display:grid;
  gap:18px;
}
.timeline-item{
  display:grid;
  grid-template-columns:auto 1fr;
  gap:18px;
  align-items:flex-start;
}
.timeline-marker{
  width:18px;
  height:18px;
  border-radius:999px;
  background:linear-gradient(135deg,var(--primary),var(--primary-2));
  margin-top:7px;
  box-shadow:0 0 0 6px rgba(79,124,255,.12);
}
.timeline-item .card{
  margin:0;
}

.band{
  background:linear-gradient(135deg,#0c1730,#10284d);
  color:#fff;
  border-radius:32px;
  padding:34px;
  display:grid;
  grid-template-columns:1fr auto;
  gap:18px;
  align-items:center;
  box-shadow:0 26px 60px rgba(7,16,36,.18);
}
.band h2,
.band h3{
  margin:0 0 8px;
}
.band p{
  margin:0;
  color:#d7e3f7;
}
.band .actions{
  justify-content:flex-end;
  flex-wrap:wrap;
}
.band a{color:#7dddf2}

.support-banner{
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:24px;
  align-items:stretch;
}
.support-card{
  background:linear-gradient(135deg,#ffffff,#f4f8ff);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:28px;
  box-shadow:var(--shadow);
}
.support-card.dark{
  background:linear-gradient(135deg,#091528,#10284d);
  border-color:rgba(255,255,255,.08);
  color:#fff;
}
.support-card.dark p,
.support-card.dark li{color:#d6e1f5}
.support-card h3{margin:0 0 12px}
.support-card p{margin:0;color:var(--muted)}
.support-card ul{margin:16px 0 0;padding-left:18px}
.support-card .email-link{
  display:inline-flex;
  align-items:center;
  gap:10px;
  margin-top:18px;
  color:inherit;
  font-weight:800;
  font-size:1.1rem;
}
.support-card.dark .email-link{color:#7dddf2}

.checklist{
  display:grid;
  gap:14px;
}
.check-item{
  display:flex;
  gap:12px;
  align-items:flex-start;
}
.check-item .dot{
  width:24px;
  height:24px;
  border-radius:999px;
  background:#eaf6ff;
  color:#17458e;
  display:grid;
  place-items:center;
  flex:0 0 24px;
  font-size:.85rem;
  font-weight:800;
}

.legal-layout{
  display:grid;
  grid-template-columns:280px 1fr;
  gap:28px;
}
.legal-nav{
  position:sticky;
  top:calc(var(--header-height) + 26px);
  align-self:start;
  background:#fff;
  border:1px solid var(--line);
  border-radius:22px;
  padding:18px;
  box-shadow:var(--shadow);
}
.legal-nav h3{
  margin:4px 0 14px;
  font-size:1rem;
}
.legal-nav a{
  display:block;
  color:var(--ink);
  padding:10px 12px;
  border-radius:12px;
  font-weight:600;
}
.legal-nav a:hover{
  background:#eef4ff;
  color:#19428c;
}
.legal-body{
  display:grid;
  gap:20px;
}
.legal-section{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:28px;
  box-shadow:var(--shadow);
  scroll-margin-top:110px;
}
.legal-section h2{
  margin:0 0 12px;
  font-size:1.45rem;
}
.legal-section p,
.legal-section li{
  color:var(--muted);
}
.legal-section ul{
  margin:12px 0 0;
  padding-left:18px;
}
.notice{
  border-radius:20px;
  padding:18px 20px;
  border:1px solid #cfe0ff;
  background:#f4f8ff;
  color:#23406d;
}
.notice strong{display:block;margin-bottom:6px}

.contact-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:22px;
}
.contact-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:26px;
  box-shadow:var(--shadow);
}
.contact-card h3{
  margin:14px 0 8px;
}
.contact-card p{
  margin:0;
  color:var(--muted);
}
.contact-card .email-link{
  display:inline-flex;
  align-items:center;
  gap:10px;
  margin-top:18px;
  font-weight:800;
}
.contact-card .meta{
  margin-top:14px;
  color:#33557f;
  font-weight:600;
}

.faq{
  display:grid;
  gap:14px;
}
.faq-item{
  background:#fff;
  border:1px solid var(--line);
  border-radius:20px;
  overflow:hidden;
  box-shadow:var(--shadow);
}
.faq-trigger{
  width:100%;
  padding:20px 22px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  border:none;
  background:#fff;
  color:var(--ink);
  text-align:left;
  font-size:1rem;
  font-weight:700;
  cursor:pointer;
}
.faq-trigger span:last-child{
  flex:0 0 auto;
  font-size:1.2rem;
  color:#335389;
}
.faq-panel{
  padding:0 22px 20px;
  color:var(--muted);
  display:none;
}
.faq-item.is-open .faq-panel{display:block}
.faq-item.is-open .faq-trigger span:last-child{transform:rotate(45deg)}

.site-footer{
  margin-top:80px;
  background:#07111f;
  color:#e4edf9;
}
.site-footer .inner{
  max-width:var(--max);
  margin:0 auto;
  padding:56px 20px 34px;
}
.footer-grid{
  display:grid;
  grid-template-columns:1.2fr .8fr .8fr .8fr;
  gap:28px;
}
.site-footer h3,
.site-footer h4{
  color:#fff;
  margin:0 0 12px;
}
.site-footer p,
.site-footer li,
.site-footer small{
  color:#bfd0e8;
}
.site-footer a{color:#8fdff1}
.site-footer ul{
  list-style:none;
  padding:0;
  margin:0;
  display:grid;
  gap:10px;
}
.footer-brand img{height:40px}
.footer-support{
  margin-top:18px;
  display:grid;
  gap:10px;
}
.footer-bottom{
  margin-top:28px;
  padding-top:20px;
  border-top:1px solid rgba(255,255,255,.08);
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  flex-wrap:wrap;
}
.badge{
  display:inline-flex;
  align-items:center;
  gap:8px;
  border-radius:999px;
  padding:8px 12px;
  background:#10243e;
  border:1px solid rgba(255,255,255,.08);
  color:#fff;
  font-weight:700;
}

.copy-btn{
  border:1px solid #cfddee;
  background:#fff;
  color:#17305d;
  padding:10px 14px;
  border-radius:999px;
  cursor:pointer;
  font-weight:700;
}
.copy-btn:hover{
  background:#f4f8ff;
}

.muted{color:var(--muted)}
.center{text-align:center}
.mb-0{margin-bottom:0}
.mb-1{margin-bottom:8px}
.mb-2{margin-bottom:14px}
.mb-3{margin-bottom:20px}
.mb-4{margin-bottom:28px}
.mt-0{margin-top:0}
.mt-1{margin-top:8px}
.mt-2{margin-top:14px}
.mt-3{margin-top:20px}
.mt-4{margin-top:28px}
.tag-row{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:16px;
}
.tag-chip{
  display:inline-flex;
  align-items:center;
  padding:8px 12px;
  border-radius:999px;
  background:#eef4ff;
  border:1px solid #d4e0f0;
  color:#21438a;
  font-weight:700;
  font-size:.92rem;
}

@media (max-width: 1080px){
  .hero-grid,
  .grid-2,
  .support-banner,
  .legal-layout,
  .footer-grid{
    grid-template-columns:1fr;
  }
  .cards.cols-4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .cards.cols-3{grid-template-columns:repeat(2,minmax(0,1fr))}
  .band{
    grid-template-columns:1fr;
    padding:28px;
  }
  .legal-nav{
    position:relative;
    top:auto;
  }
}

@media (max-width: 860px){
  .menu-toggle{display:block}
  .nav-shell{
    position:absolute;
    top:100%;
    left:0;
    right:0;
    display:none;
    flex-direction:column;
    align-items:stretch;
    background:rgba(245,248,252,.98);
    border-bottom:1px solid var(--line);
    padding:16px 20px 20px;
    box-shadow:0 20px 40px rgba(7,16,35,.08);
  }
  .nav-shell.is-open{display:flex}
  .site-nav{
    flex-direction:column;
    align-items:stretch;
  }
  .site-nav a{
    border-radius:16px;
  }
  .actions{
    flex-direction:column;
    align-items:stretch;
  }
  .actions .btn{
    width:100%;
  }
  .stat-row{
    grid-template-columns:1fr;
  }
  .contact-grid,
  .cards.cols-2,
  .cards.cols-3,
  .cards.cols-4,
  .grid-3,
  .grid-4{
    grid-template-columns:1fr;
  }
}

@media (max-width: 640px){
  .hero .inner,
  .page-hero .inner{
    padding-top:62px;
    padding-bottom:58px;
  }
  .section{
    padding:64px 0;
  }
  .band,
  .card,
  .support-card,
  .contact-card,
  .legal-section{
    padding:22px;
  }
  .hero-panel{
    padding:22px;
  }
  .announce .inner,
  .site-header .inner{
    padding-left:16px;
    padding-right:16px;
  }
  .container{
    padding:0 16px;
  }
}